VIRTUAL SOLUTIONS by AVPS

Lift Your Business by Accepting Online Payments by means of E-Check

There are three different ways that checks take care of their work of taking money from your account and offering it to someone. The customary route started with a piece of paper that you gave to a vendor, who sent it to their bank, who sent it to your bank, and your bank sent the money to their bank. It was moderate and expensive for merchants to use.

Along came electronic check readers – scanners that read the code from your paper check and sent it to your bank, then your money was credited to the vendor immediately. This was faster, less expensive, and offered greater security, with a major improvement over the cumbersome paper checks.

Time passed and technology evolved, and now verification processors offer software that takes the key data electronically to your bank, gets the money, and places it in the vendor’s bank. It was with this process that the true electronic check (called e-Check) was created. It enjoys every one of the benefits of the scanned check yet should be possible entirely online.

For credit card leery consumers, electronic checks offer a quick and safe method for online payments.

American Verification Process Solutions offers this service: e-Check Processing.

Expand your payment choices to include ACH Processing for your current and new customers.

No outsider integration needed
Combined Reporting with all your other payments
Eliminate the expenses and inconvenience of paper checks
Lower Fees – ordinarily lower than credit cards and PayPal
Reliable, Secure, PCI-consistent
24/7 Online Reporting

How do Gateways help?

We’ve partnered with payment gateways to bring security, ease of use, and low prices to keep you straightforward, help your primary concern, and process safety. Gateways integrate with the vast majority of the mainstream shopping baskets and e-commerce stages just as provide features, for example, ACH processing, recurring charging, etc.

Check out some of the features provided by Gateways for reliable and secure processing:

Credit card, debit card, and ACH payments
Accept a versatile number of payment choices to keep you developing

Reduce Expenses with our Low Rates
Improve your main concern with more choices of gateways

Scalable with User-Friendly Interface
Easy to develop into an easy to use so you will not need to relearn anything

No extra hardware needed
Use your internet-connected Macintosh or PC with no added purchases

Dedicated Merchant Account
Get your money faster compared to utilizing other payment services

PCI-agreeable Security – Fraud Prevention
Fraud management apparatuses keep your business and customer information safe

Mobile-ready: IOS and Android Compatible
Synced to your virtual terminal to keep you processing anywhere

Quick Bunch Processing
Mass processing will save you time so you can concentrate on others

Customer Management
Construct a secure customer database to better serve and connect to them

Seamless Shopping basket Integration
Compatible with most e-commerce stages for quick, secure exchanges

Recurring Charging – Set. Bill. Bill once more.
Speedy and easy setup to begin charging your customers regularly

Business Reporting and Bits of knowledge
Manage your business more efficiently with advanced reporting features

AVP Solutions offers a new business owner or an experienced one with best-in-class customized payment processing solutions that gives you an edge.

With the promise of causing your business to get better with the presentation of new online technologies and software for the online presence of your business.

Set up your virtual gateways, merchant accounts, mobile terminals, and countertop terminals for your online business with affordable solutions by American Verification Processing Solutions.

The power of compounding

Why is power of compounding powerful? Simply because this strategy allows the interest earned to also earn interest leading to a growth in the value of investment. Using this strategy, the investments works hard for you. Therefore, it is a powerful tool used in the world of investments, which helps achieve your future goals.

Now it’s not uncommon to have questions in your mind regarding where should you invest? How do you start? How much should you invest? The answer is simple, start your investments in mutual funds.

With each succeeding year, the returns will get added to the principal. Power of compounding is nothing but exponential growth for your corpus. Example for the Power of compounding : if you had invested Rs 1 lakh in 2010 investment growing at an assumed rate of 10% annually compounded, after 11 years in 2021, the investment corpus was Rs 19.28 lakhs( Returns are net of total expenses and are calculated on the basis of Compounded Annualized Growth Rate (CAGR).The above example is to explain the concept of power of compounding and is given for illustration and explanatory purposes only

Make the best use of this tool – the power of compounding in three 3 easy ways

Start early – Longer the investment horizon, the better as mentioned earlier, your investment and corpus size keeps growing with the help of power of compounding. SIP mutual funds are a convenient way to use this power of compounding. The key is to start investing early and stay invested for a longer tenure to leverage the power of compounding. This will help you to gather a retirement corpus.
Choose wisely – Seek optimum return on investment Ensure to choose your mutual funds wisely before making an investment. You can also use the power of compounding calculator to understand your desired objectives. If you invest in any Equity or debt mutual fund schemes, you can benefit from the power of compounding. Mutual fund schemes and objectives have various categories and goals. Accordingly corroborate the target and required corpus.
Invest judiciously and regularly It is evident that if you invest a higher amount, you potentially to have a larger sum of investments at the end of your time horizon subject to market risk. However, the sentiments are different because investments are sometimes random and unplanned. So, the investment size does not grow. This can be changed by investing timely and regularly. Therefore, the Power of compounding can be utilized and optimized with the factor of regular and disciplined investing. Thus, it is essential to invest in mutual funds systematically.
In a nutshell, long-term investment strategy is best utilized with the power of compounding in SIP. The Power of compounding is a useful and powerful tool that is also subject to market risk and conditions. Investors may seek the help of an investment advisor and gather maximum knowledge before investing.

ETF VS Stocks: How do I select?

Stocks & ETFs both trade on exchange, but they are two different investment vehicles. When you purchase a stock, you are buying equity of the company, which means you become a shareholder. When you are investing in ETFs you are investing in a fund which is mirroring an index. First let’s understand how each of them works in piecemeal.

Stocks & their Benefits:

Stocks represent ownership in companies. They trade on regulated markets & over-the-counter markets. Stocks give you more degrees of control over your investments and let you invest in and potentially have a say in the management of particular companies. In contrast, ETFs let you track a more extensive market index

When you invest in stocks, you have more control over where to invest. You have the liberty to invest in the business you understand. You can research the company, their business model, their earning history, and their quarterly forecast and then make a sound decision.

The same would be difficult in an ETF because they replicate the fractional shares of index with a lot of companies. Hence that is beyond your control.

ETF & its Benefits:

Exchange-traded funds are investment vehicles that invest in multiple securities. You can buy and trade them on the markets just like stocks. They are not available over-the-counter. ETF’s seek to replicate the stocks of a particular index.

ETFs are managed passively

Salient Features of Stocks & ETFs:

When you are buying individual stocks, you are owning a particular company but when you buy ETFs, ETFs let you track a broad area of the market because they are replica of respective index. ETF’s are more diversified than individual stock, but they carry expense fees, which a stock does not.

When you are buying individual stocks, you have the flexibility to pick and choose the stocks that fit your financial objectives. You have the liberty to create a portfolio for yourself, including stocks of foreign companies.

Investing in more than one ETF could lead to duplication or over diversification. An ETF that tracks NIFTY 50 and an ETF that tracks technology or IT companies may have many overlaps as they will have several stocks in common.

Costs:

To invest in a stock, you will pay a brokerage charge, for ETF you will be paying management fees in the form of expense ratio of the scheme.

Risk:

When you invest in stocks, you limit yourself to that company’s performance, subjecting your portfolio to a higher degree of risk. By investing in ETFs you allow yourself to keep your investment spread over equities of different companies, thus diluting your risk significantly.

You can’t fully predict the difference between an ETF and a stock in terms of returns since nobody can fully predict the market, but you can choose which is suitable for your investment needs.

Marketing Business Consulting

Once you have set-up your business consulting, you than have to bring a people into the light that you are specialized in the field of consulting business and accordingly you can assist a clients in sorting-out the problems, can educate their organization, can add-on their staff, can function as a catalyst, can produce new business and has a zing to influence the other people as well.

Raising the consciousness of the consulting business is termed as: Marketing Business Consulting. Some of the most efficient ways to market the consulting business are -

Networking — If you are going to put a more contacts, than you will be having the greater chance of getting the clients for your consulting business. And by making yourself visible will make your name to appear on the top of the potential clients.
Few tips for the efficient Networking –
Have a crisp elevator pitch as it results in bringing a competent leads that will further result in an improved sales.
Provide some details on your background that relate to why you will boom in this attempt.
Attend events where people in your industry go and where your clients might go; help them in facilitating their organization, write down the articles and have a word on your area of expertise.
Business cards – It is a good way to enlighten the public about your business as it is reasonably-priced. Besides this, during networking or upon the completion of a job, they are easy to dole out at meetings. Provide Billboard, giving out the bottleneck information regarding your business — name of your business, complete address, name of a contact person, complete phone number and an appropriate slogan or description of the business.
Referrals – For your consulting business, a pleased client can be an incredible marketing device. Once you are done with the projects with your clients and they are content with your performance, ensure that you plead for referrals and recommendations.
Cold Calling – When operating a business, selling is an integral part of it. The power structure of an organization is to be researched carefully, when doing the cold calling. Through practice and by harnessing the sales pitch, you have to prepare yourself thoroughly and besides this, you need to make your closing techniques better too. In order to improve your cold calling techniques, go through the books, be present at training and seminars or hire a coach.

Books, Articles and Newsletters — Getting your books, articles and newsletter published can help you immensely in instituting your reputation. To be an author of a book can be very beneficial as you will be fetched with the new clients for your business.
Public Speaking — Public speaking is a brilliant way to show the signs of your expertise to an involved audience. To present your expertise, you might need to drop a line to the organizations and clubs in your area.
Brochures – It can be pricey but it is of an essence for any business for which the potential customer wants the complete information about the qualifications and expertise of the owner and the services and of the products which have been put forward. Further information can be making available in a brochure that would be practical for a classified ad. Brochures can be mailed and distributed at a doorstep or can be given out at a community events and trade shows as well.
Advertising – By giving the advertisement in your most popular newspaper, you can lift-up a number of customers, not taking the area of specialization in a consideration. Newspaper advertising can be of use for a small business. By means of classified ad, loads of people can be getting in a touch. Costs of an ad get fluctuate according to the frequency of a publication and circulation areas.
Yellow Page directories — This sort of advertising is used very extensively. A telephone company advertising staff will facilitate you in devising an ad that will present your business in an efficient manner. Grasp this thing very attentively that directories are published at a varied times of the year.
Direct Mail advertising — By means of postcard, sales letter mailings and brochures, advertising of the Direct mail solicitation can be done. Direct mail can be exercised in distributing the letters, discount coupons, promotional give-away and brochures. It distributes exact information in a specific way to a vivacious crowd. If you are running a mail-order business, than direct mail advertising is perfect for the reason that you can target your advertising.
Promotional gimmicks – Gimmicks is the another way of drawing an attention. For example — t-shirts are use to endorse your product or service, pens festooned with your logo and balloons with your business name.
Commencing in the region of marketing business consulting entails more than an expertise in your field, it comprises — communication skills, several financial intellect and business as well as marketing savvy to succeed. Above all, you need to be courage personified to in order to commence for a business.

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